Build Wealth Smarter, Using the Bank’s Money
Premium financing allows high-net-worth individuals to fund large life insurance policies with minimal out-of-pocket costs preserving your capital, reducing taxes, and creating lifelong tax-free income for you and your heirs.
Multiply Your Legacy Without Sacrificing Liquidity
Strategic Bank Leverage
Use institutional loans to fund a life insurance policy — while keeping your capital working elsewhere.
Tax-Free Income for Life
Generate millions in tax-free income in retirement, often without ever repaying the loan out of pocket.
Multi-Generational Wealth
Structure your policy to provide both lifetime income and estate benefits to your heirs, tax-free.
Advantage
Preserve Your Capital.
Let the Bank Fund Your Policy.
With premium financing, you only pay a fraction of the cost out of pocket, often for just 5–8 years. The rest is borrowed using third-party lenders. That means you can preserve your own capital for other investments while still funding a high-performing life insurance strategy.
Benefit
Create a Tax-Free Retirement Stream
Worth Millions
With premium financing, your out-of-pocket contribution is only a fraction of the total value of the strategy. By leveraging bank funding and letting the policy compound over time, many clients generate significant long-term, tax-free income, often many times greater than what they personally invested. It’s a powerful way to build retirement income while maintaining control and liquidity.
Feature
Grow Your Wealth, Your Way
Premium finance structures are flexible, start with a small
2-pay design or a fully funded 10-year schedule. Most policies don’t require medical exams and can be structured to protect estate value, fund charitable giving, or enhance liquidity for business succession.
Conclusion
Join the Top 1% in How They Build Wealth
Premium financing is used by ultra-high-net-worth families, family offices, and physicians earning $400K+ per year. Now, with our guidance and lending relationships, this strategy is available to qualified individuals looking to grow and protect more, with less effort and more control.
“With just a $300K investment, I was able to set up a strategy that will return over $16M in tax-free income and leave $20M to my kids. I wish I’d known
about this 10 years ago.”
– High-Net-Worth Client
Want to See If You Qualify for
Premium Financing?
Request a complimentary consultation to learn how you can use leverage to build tax-free retirement income and intergenerational wealth.
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